*Borrow up to £995
*Rates from 278% to 1576%
*3-12 month repayment
*60-Second Application Form
*From £1,000 to £25,000
*Rates from 4.7% to 278%
*3-36 month repayment
Representative 305.9% APR.
Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk.
We Answer All Questions
Utilizing over 35 Years of Experience to ensure a smooth process
We Value your Business
Stop the treadmill of having to keep looking for loans, we will get you funded!
We have Access to Every Loan Product
Business Loans, Personal Loans and Debt Consolidation are just some of the many financial options we offer.
We Get Your Application Fast
The fastest turnaround time allows you to get approved successfully in just a matter of minutes.
Same Day Deposits
Quick Funding, get your cash usually within 15 minutes of approval!
Our application process is easy and our services are absolutely FREE!
Applicants with Bad Credit
Clients Paid Back Early
Personal Unsecured Loans
Personal unsecured loans, or sometimes called a signature loan, is a form of unsecured loans finance that does not require any kind of collateral, instead basing the approval on the borrower’s creditworthiness. What this means is that you do not need to put your car or home on the line to secure your credit. Getting the finance you need without putting any of your assets at risk makes for a great opportunity for borrowers is one of the best things about unsecured loans.
What’s more is that the creditworthiness mentioned above is not necessarily referring to a credit score or credit history. What we look at instead is the borrower’s ability to repay the unsecured loans. If you are fully employed and receiving regular payslips then a bad credit score won’t stop you from getting the cash you want today.
Advantages of Unsecured Loans
Unlike a bank, that needs you to go into a branch and wait in a queue for a long time to be told that you need to fill out some paperwork. Then once you have done that you will be sent away again and forced to wait several days just for a response. The chances are you will not be accepted if you have any kind of issues in your credit history. If you do get accepted, you will still need to wait a further two-three days to get the money in your account.
Instead, you can apply entirely online for your unsecured loans, our application form will only take you a few minutes to complete and once done you will get an instant response. We accept all forms of credit, bad or blacklisted, we can still get you the funds you need. We base our evaluation on your current ability to repay the credit. If you are fully employed then you have a great chance to be accepted.
How to Apply for Personal Unsecured Loans
It couldn’t be easier to get unsecured loans, as mentioned above, all you have to do is complete our online form and we will put you in touch with the most suitable lender available.
Normally finding a reliable loan lender that fits all the right criteria can be a long and painstakingly difficult process. First, you would have to troll through hundreds of pages online to find reputable lenders. There are so many around that are not legitimate or do not offer what they are promising to do so. Once you have found real lenders you then need to take notes on each of their offers, making sure to find the best interest rates or most suitable unsecured loans terms to match what you are searching for. The extent of research required is quite extensive and a very long procedure.
We Do the Work for You
Luckily for you, we have a team of experts that are continuously scrolling the internet to find you the very best lenders and unsecured loans to match. What we end up with is a list of the most reputable lenders from across the entire UK. There are only legitimate plans and official rates in our lists, all of which – including ourselves – are checked by the Government body called the FCA (mentioned above) to make sure that everything is fair and licenced. What this means is that you only need to fill out our application once and send it over to our experts. They will then compare your needs against all of the lenders that we have in our database and what they offer.
Once they have found you the lender that offers you the unsecured loans you want with the best rate available they will check with you first, and if you are ok with it, they will then pass you and your details over to them to finalise the plan. We can do all of this for you in just a few minutes and with absolutely no charge whatsoever and you can have cash in your account in just 15 minutes.
We Specialise in Payday and Doorstep Loans
Here at Pixiefinance we are proud of the loans we offer. We work with over 40 of the most reputable lenders from across the UK to make sure that you consistently get the very best rates on the market. There is a huge number of different kinds of loans, and we guarantee that we will be able to help you with whatever kind of loan you are looking for.
We do actually specialise in two particular loan types though and feel that we can really do our best when dealing with these two varieties. Doorstep loans and Payday loans are the two we deal with the most due to their popularity and as a result we have established a fantastic base for new and returning customers to get the very best deals in no time at all.
If your looking for a Payday loan then look no further, we can get you approved in a matter of minutes. Doorstep loans your thing? No problem, we can help you find the best in your area with absolutely no hassle whatsoever.
Check Out Our Menu
See How We Stack Up Against Other Lenders
Representative Example: Assumed borrowing of £10,000 over 36 months at a fixed rate of 7.9% per annum would result in a representative rate of 7.9% APR, monthly repayments of £311.65 and a total amount repayable of £11,219.40. Maximum APR: 7.9%
Only Available to Home Owners.
Representative Example: On an assumed loan amount of £2,600.00 over 36 months. Rate of interest 41% per annum (fixed). 35 monthly repayments of £126.61 and a final payment of £126.54. Total amount payable £4,557.89. Representative 49.7% APR. Maximum APR: 69.9%
5 most recent personal loan reviews
This is my 3rd loan with Prosper. It was easy and quick to top up each time. I would have thought that they would have some system in place to reward repeat customers - why not reduce the APR by 5-10% for each top up/new loan. I understand that they are giving people with a poor credit history a chance and are taking a greater risk and should be able to charge a higher rate for that, but for someone who has proven themselves as able and willing to pay, and then top up their loans why not let them reap some of the benefit of proven creditworthiness.
Review posted by James Fellows, Bradford
Ease Of Use
Value For Money
Metro loans saved my life, yes the interest rate seems a bit high, but then again they never reject anyone, I'm really happy with there customer service, lovely, polite people, they make you feel like your a part of there family, I have already sent them 3 customers and they all got there loans, deffinetly recommend them xxx
Review posted by Susan Belgin, Tiverton
Ease Of Use
Value For Money
Completely hassle free, answer a few simple questions email over proof if requested (mine was requested) from start to finish the whole process took roughly 20 minutes for the forms and proof and my loan was paid out within the next 2 hours.
Review posted by Lisa Harrison, Dover
Ease Of Use
Value For Money
Loanload is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.